Compassionate Wealth Planning Perancangan Harta Kasih Sayang
HIBAH: Protect Assets, Preserve the Family. HIBAH: Lindungi Harta, Pelihara Keluarga.
Hibah allows you to plan absolute asset distribution during your lifetime for your loved ones, avoiding asset freezing and reducing the risk of inheritance disputes. Hibah membolehkan anda merancang pembahagian harta secara mutlak semasa hidup demi masa depan insan-insan tersayang, mengelakkan harta dibekukan dan mengurangkan risiko pertikaian waris.
Definition of Hibah Definisi Hibah
A contract involving the transfer of ownership of one's property (whether physical assets / ain or benefits) to another person during their lifetime, voluntarily and without expecting any return or exchange. Suatu akad yang mengandungi pemberian hak milik oleh seseorang terhadap hartanya (sama ada harta fizikal / ain mahupun manfaat) kepada orang lain semasa hidupnya secara sukarela, tanpa mengharapkan balasan atau tukaran.
"...And gives wealth, in spite of love for it, to relatives, orphans, the needy, the traveler, those who ask [for help], and for freeing slaves..." "...dan mendermanya seseorang akan hartanya sedang ia menyayanginya, - kepada kaum kerabat, dan anak-anak yatim dan orang-orang miskin dan orang yang terlantar dalam perjalanan, dan kepada orang-orang yang meminta, dan untuk memerdekakan hamba-hamba abdi..."
Exclusive Advantages Kelebihan Eksklusif
Why Choose Hibah with Wasiyyah Shoppe? Mengapa Pilih Hibah Bersama Wasiyyah Shoppe?
As a registered Trust Company, we structure legally robust Hibah under both Shariah and civil law. Sebagai Syarikat Amanah berdaftar, kami menstrukturkan hibah yang teguh dari segi undang-undang syariah dan sivil.
Exempt from Faraid & Define Distribution Bebas Faraid & Tentukan Pembahagian
Assets declared under Hibah are excluded from the estate. You are completely free to determine the beneficiaries and their respective shares. Harta yang dihibahkan terkeluar daripada harta pusaka. Anda bebas menentukan siapa penerima dan berapa bahagiannya secara mutlak.
Open to Anyone Terbuka Kepada Sesiapa Sahaja
Beneficiaries are not limited to Faraid heirs. Assets can be gifted to adopted children, close friends, or even non-Muslims out of love and care. Penerima hibah tidak terhad kepada waris sahaja. Boleh diberikan kepada anak angkat, rakan karib, malah bukan Muslim atas dasar kasih sayang.
Continue to Enjoy Asset Benefits Terus Nikmati Manfaat Harta
Although the asset is legally gifted via document, you (the donor) retain the right to enjoy physical use or rental income from it for life. Walaupun harta telah dihibahkan secara dokumen, anda (pemberi) berhak terus menikmati manfaat fizikal mahupun hasil sewaan harta tersebut seumur hidup.
Revocable (Ruqu') Boleh Ditarik Balik (Ruqu')
For Hibah granted to biological children, grandchildren, or great-grandchildren, the donor holds the right to revoke it at any time if necessary. Bagi hibah yang diberikan kepada anak kandung, cucu kandung, atau cicit kandung, pemberi berhak menarik balik hibah tersebut pada bila-bila masa jika perlu.
Transfer of Ownership Flexibility Fleksibiliti Pindah Milik
The physical transfer of ownership (grant/account registration) can be agreed to take place either during your lifetime or after your passing. Proses tukar milik dokumen pemilikan harta (geran/akaun) boleh dipersetujui untuk dibuat sama ada semasa anda masih hidup atau selepas kematian.
Charged Assets (Bank Loan) Harta Bercagar (Pinjaman Bank)
We pioneered legal methods where residential properties with an active mortgage (charged to a bank) can be gifted under Hibah without issue. Kami merintis kaedah sah di mana hartanah yang masih mempunyai baki pinjaman perumahan bank (bercagar) boleh dihibahkan tanpa halangan.
Comprehensive Coverage Liputan Komprehensif
What Types of Assets Can Be Gifted? Apakah Jenis Harta Yang Boleh Dihibah?
Almost any asset with commercial value or legal ownership can be gifted through Wasiyyah Shoppe's instruments. This ensures no assets are left frozen after your passing. Hampir semua aset bernilai komersial atau pemilikan sah boleh dihibahkan melalui instrumen Wasiyyah Shoppe. Ini memastikan tiada aset terbiar beku selepas ketiadaan anda.
Ask Our Expert Tanya Pakar KamiLegacy Education Pendidikan Pewarisan
Key Differences Between Hibah & Wasiat Perbezaan Utama Antara Hibah & Wasiat
Understand the mechanical differences under Islamic law to determine the right instrument. Ketahui perbezaan mekanikal di bawah undang-undang Islam bagi menentukan instrumen yang tepat.
| Comparison Feature Ciri Perbandingan | Hibah Instrument Instrumen Hibah | Wasiat Instrument Instrumen Wasiat |
|---|---|---|
| Timing of Gift Tempoh Pemberian | Assets are transferred or new ownership declared during the donor's lifetime. Harta dipindah milik atau diisytiharkan pemilikan baharu semasa pemberi masih hidup. | Assets are transferred and take effect only after the donor's passing. Harta dipindah milik dan berkuatkuasa hanya selepas pemberi meninggal dunia. |
| Recipient Restrictions Had Penerima | Can be given to anyone, whether a Faraid heir (children, spouse, etc.) or a non-heir. Bolehkah diberikan kepada sesiapa sahaja, sama ada waris Faraid (anak, isteri, dll) mahupun bukan waris. | Restricted to non-heirs only. Giving a Wasiat to a Faraid heir requires unanimous consent from all other heirs. Terhad untuk diberikan kepada bukan waris sahaja. Pemberian wasiat kepada waris Faraid memerlukan persetujuan sebulat suara waris-waris lain. |
| Asset Limit Had Jumlah Harta | No limit on the gift amount. You can gift up to 100% of your total absolute assets. Tiada had jumlah pemberian. Boleh menghibahkan sehingga 100% daripada keseluruhan harta milik mutlak anda. | Restricted to a maximum of 1/3 of the total net value of the estate. Terhad kepada maksimum 1/3 daripada nilai keseluruhan bersih harta pusaka sahaja. |
| Certainty of Wish Keterjaminan Hasrat | The distribution wish is guaranteed to execute without requiring consent from other heirs after the donor's passing. Hasrat pembahagian pasti terlaksana tanpa memerlukan persetujuan mana-mana waris lain selepas pemberi meninggal dunia. | The wish only executes if it meets the non-heir and 1/3 limit conditions. If violated, it depends entirely on the consent/approval of Faraid heirs. Hasrat hanya terlaksana jika memenuhi syarat bukan waris dan had 1/3. Jika dilanggar, hasrat bergantung sepenuhnya kepada keredaan/persetujuan waris-waris Faraid. |
PROTECT THE RIGHTS OF YOUR LOVED ONES TODAY LINDUNGI HAK INSAN TERSAYANG HARI INI
Get a FREE personal consultation with a Wasiyyah Shoppe Legacy Consultant to structure a certified Hibah document. Dapatkan rundingcara peribadi secara PERCUMA bersama Konsultan Pewarisan Wasiyyah Shoppe untuk menstruktur dokumen Hibah yang diperakui.